by Jeff Arnold on Mar 06, 2012
Tucson homeowners who have mortgages are usually required to have home insurance.
Buyers, especially first-time buyers may think that the insurance that satisfies the lender will adequately protect them. This is a fallacy. Home insurance in Tucson that is bought for satisfying the requirements of a mortgage are designed to protect the mortgage holder should your house suffer a total loss such as a fire. It will not cover medical costs if someone is injured on your property nor will it cover replacement of your possessions or provide a place for you to live while your home is rebuilt. All it does it pay off the mortgage. If you want additional coverage you have to ask for it.
There are many important coverage options when you buy home insurance in Tucson:
Most people want to protect more than their bank and, at a minimum, should have these three types of insurance. However, additional coverage is available and deductible amounts can be adjusted to lower premiums.
For complete home insurance details, call now and speak to a Tucson home insurance expert at (520) 901-7010 or click here.
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