---
title: Condo Insurance from RIGHTSURE
description: RIGHTSURE offers specialized solutions for your condo insurance needs. Request a quote online or call 520-917-5295 to talk to an insurance advisor today.
---

# CONDO INSURANCE

[Start Quote](/condo-insurance/quote)

[Talk to a Friendly Human](/contact)

## Condo Insurance

Condominium insurance is unique and different than just homeowners insurance. A condominium insurance policy will cover liability, personal property, alterations and improvements that you are responsible for based on your condo association agreement.

There are also loss assessment coverage options that will provide you with protection against certain assessments that your association can levy. Condo insurance will compensate you for additional living expenses in case you need to vacate your condo after a covered loss occurs. Let RIGHTSURE help you determine which policy will provide you with the coverage that will suit your condo insurance needs.

## Condo Insurance

Condo insurance will insure your personal property, so you do not have to worry about replacing it after a covered loss. Some individuals prefer to pay a little extra for Full Value Personal Property insurance, which will pay the insured the full replacement value without any regard for depreciation after a covered loss.

When you plan on making upgrades to your condo, you may want to purchase item coverage to protect those investments. You may want to talk with your HOA or consult your HOA agreement to understand what your Association policy covers and what you are left to cover on your own. Some HOAs will require the owners within the HOA to pay a deductible if a common area is damaged.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you’re properly covered.

### Protect Yourself and Your Guests

The condo insurance policy that you sign up for will provide protection for your family members and guests should any bodily injury occur or if any members of your household need coverage for property damage liability. You can also choose to add medical payment coverage to your plan and this will pay for medical expenses that are incurred by a visitor who is injured at your residence. There are a wide range of limits available.

### Extra Coverage Doesn’t Have to Cost a Lot

There are many people that need extra coverage and condo owners tend to supplement their condo insurance with [personal umbrella liability insurance](/umbrella-insurance). Valuable Articles is also available if you own items such as jewelry, art, antiques or even collectibles. A Valuable Articles policy will give you broader coverage and will not require you to pay a deductible in the event of a covered loss.

**Find unique insurance that is right for your condo**

[Contact us](/contact) to talk with an insurance professional that will help you find a policy that gives you the best combination of coverage, value and price for you. We can help make sure your condo insurance continually meets your needs and fits in your budget.

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### Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Start Quote](/condo-insurance/quote)

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