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Protect Your Passion: The Ultimate Guide to Classic Car Insurance

June 2025

Your classic car isn’t just a vehicle—it’s a piece of history, and protecting it with the right insurance means preserving its legacy for the road ahead.

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Find the perfect classic car insurance policy with Rightsure. Compare quotes and protect your investment the smart way.

Whether you own a fully restored 1967 Mustang or a mint-condition '55 Chevy Bel Air, your classic car deserves more than standard auto insurance. Classic car insurance offers specialized protection tailored to the unique value, usage, and care that vintage vehicles require.

What Makes Classic Car Insurance Different?

Agreed Value Coverage: Unlike regular insurance, which pays actual cash value, classic car policies typically offer agreed value—a pre-determined payout in case of a total loss.

Limited Use Discounts: Classic car owners often drive their vehicles less, qualifying them for lower premiums.

Special Repair and Parts Coverage: Coverage often includes access to rare parts and specialty repair shops.

Storage and Security Incentives: If your car is stored in a secure garage, you could be eligible for additional savings.

Do You Qualify for Classic Car Insurance?

Most carriers require:

  • The vehicle to be at least 10 to 25 years old
  • Limited annual mileage
  • Secure storage
  • Proof of good driving record

Coverage Options to Consider

  • Liability Insurance – Protects you if you cause injury or damage while driving your classic.
  • Comprehensive & Collision – Covers damage from accidents, theft, vandalism, or weather.
  • Roadside Assistance – Specialty towing for non-standard vehicles.
  • Spare Parts Coverage – Protection for rare or vintage components.
Why Choose Rightsure for Classic Car Insurance?

Rightsure, North America’s Most Awarded Insurance Firm, offers:

  • Customized classic car policies from top carriers like Safeco, Liberty Mutual, and Hagerty
  • Expert agents who understand collector needs
  • Exclusive bundle discounts with home, auto, and motorcycle insurance
  • RATEGuard technology to shop your rate yearly for savings

Tips to Save on Your Classic Car Insurance

  • Keep mileage low
  • Store in a secure, climate-controlled garage
  • Join a classic car club (many insurers offer discounts)
  • Install anti-theft and GPS tracking devices

Get A Quote Today:

Ready to protect your prized possession? Get a personalized quote from Rightsure and discover why collectors trust us to insure their passion.