Earthquakes have occurred in 39 of the 50 states since 1900, and about 90% of Americans live in an area that is considered to be seismically active. There majority of our customers , can have an earthquake policy that is inexpensive. Take the time to contact us today, to make sure your home and your investments are being protected properly.
The majority of home, condo and renters insurance policies do not cover the damage that is caused by an earthquake, but you can purchase coverage as an endorsement or you can even sign up for a separate policy. You may be able to save some money if you purchase your earthquake insurance from the same company that provides you with your home insurance. You can also purchase this type of coverage from an insurance provider that specializes in earthquake insurance or an organization like the California Earthquake Authority (CEA).
In almost all regions of the United States, homeowners may need the protection that earthquake insurance has to provide. Consider these facts:
When you purchase an earthquake insurance policy, your home will be covered when it is damaged by an earthquake. The standard homeowner and renters policies will not cover earthquake damage. When you want earthquake insurance, you will have to purchase a separate policy to ensure you have the coverage you need.
Although an earthquake will provide you with the coverage you need for the damages and losses caused by an earthquake, the coverage usually does not extend to floods and tidal waves, which are often part of the aftermath of an earthquake. You will want to talk with your insurance agency to see if your coverage extends to the damage done by a landslide, settlement or mudflow, if they are a direct result of the earthquake.
When considering earthquake insurance policies, it is important to ask these questions:
If you happen to be inside when an earthquake hits, you should find a heavy table or a desk and get under the object for protection. Stay away from the windows and do not leave the building until an emergency personnel individual directs you out of the home.
If you happen to be outside when an earthquake hits, stay far away from buildings and power lines. People can get hurt when they are too close to stone and masonry facings that break or fall apart when the earthquake strikes.
If you happen to be in a car when an earthquake strikes, come to a stop as soon as it is safe. Make sure that you stop away from large structures, trees, power lines or any other hazard. Stay inside the vehicle to protect yourself.
Keep in mind:
The earthquake insurance needs for homeowners can differ significantly between homeowners - talk to us today to find the policy that will give you the right amount of coverage for the best price.
Our offices are conveniently located at:
5151 E Broadway Blvd Ste 120
Tucson, Arizona 85711
1269 Promenade Parkway, Ste 107
Casa Grande, Arizona 85194